Having your credit card information stolen is bad enough. Sometimes the theft goes unnoticed until your credit card is denied at the register or you receive an eye-popping statement in the mail. However, when the thief adds some unintentional irony to the situation, the crime becomes especially puzzling.
One reader on The Consumerist shared his story of identity theft. Like so many cases, it all started with him noticing an unexpected charge on this credit card statement. In this instance, the charge was from credit bureau Experian. Upon further investigation, it turns out that the woman who stole the readers credit card information purchased credit protection from the credit bureau. The man was given a refund and, hopefully, he canceled his credit card.
Like many stories about identity theft, the victim found out about the crime by paying attention to his credit card statements. He could have simply looked at the total, deemed it normal and paid the bill. Instead, he took the time to examine his charges and spotted the fraudulent one.
This story also highlights the importance of credit protection services. If the woman had gotten hold of other financial or personal data, she could have ruined the mans credit scores. Keep yourself safe by remaining vigilant and signing up for services from FreeScore. The Power of 3 gives you access to your three credit scores and reports from Equifax, Experian and TransUnion. Youll also receive 24/7 credit monitoring and automatic alerts that notify you of suspicious activity, like when someone tries to open a credit card or apply for a loan under your name. And if you do become the victim of identity theft, FreeScore will connect you with identity theft investigators to resolve the situation. FreeScore’s complete suite of credit management and protection benefits helps you avoid being caught off guard by even the most unexpected instances of credit fraud.
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